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Other Payment Options


Federal Parent Loan for Undergraduate Students (PLUS) Loan
The PLUS Loan is a loan in the parent’s name. The PLUS has a fixed interest rate of 8.5%. This loan goes into repayment 60 days after the loan is disbursed. The amount of repayment depends on the total borrowed. For example, minimum repayment on a $4,000 loan is $50 per month. There are no pre-payment penalties. The amount of the loan is subject to loan approval. Both students and parents must be US Citizens. If parents are determined to be ineligible for a PLUS Loan, students may be eligible to receive additional Unsubsidized Stafford Loan.

Alternative Loans
Alternative loans are available to degree-seeking students who need additional funds to meet the Cost of Attendance. They are only awarded after the student has received a Stafford Loan. Students applying for an alternative loan may borrow up to the total budget for the current academic year. These loans are in the student’s name and approved based on the borrower’s credit and work history. The interest rates on these loans are variable, and most go into repayment six months after the separation date.

Additional Alternative Loan Programs:

Tuition Management Systems
Tuition Management Systems offers choices for financing your education including monthly payment plans, education
loans, e-payment options and one-on-one education payment counseling. Please visit them at www.afford.com


Charleston Southern University

9200 University Boulevard, Charleston, SC 29406
Local Phone Number: (843) 863-7000

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