Alternative Loans

Alternative loans are available to degree-seeking students who need additional funds to meet the Cost of Attendance. They are only awarded after the student has received a Stafford Loan. Students applying for an alternative loan may borrow up to the total budget for the current academic year. These loans are in the student’s name and approved based on the borrower’s credit and work history. The interest rates on these loans are variable, and most go into repayment six months after the separation date.

Additional Alternative Loan Programs:
Citi Assist Loan
Sallie Mae Smart Loan
Chase Preferred Select Loan
Wells Fargo Private Loan
Palmetto Assistance Loan

SC Teachers Loan:
The SC Teachers Loan is available to SC residents enrolled in a teacher education program. Additional eligibility requirements, loan details, and application can be found at www.scstudentloan.org.

*As with all student loans, students are encouraged to only borrow what is absolutely needed.